Transglobal Insurance Agency: Non-Emergency Medical Transportation (NEMT)

Provides coverage for non-vehicle-related incidents that result in bodily injury or property damage. Protects against a range of potential liabilities that could arise during business operations.

Covers claims related to professional services provided by the NEMT business, such as improper handling or assistance of patients. It protects against claims of negligence or failure to provide the expected level of care.

This provides additional liability coverage that extends beyond the limits of other liability policies you may have, offering broader protection against catastrophic losses.

If you have employees who assist in transporting patients, this insurance provides coverage for medical expenses and lost wages if they are injured on the job.

This is essential for covering vehicles used in transporting patients. It typically covers damages to the vehicle and liability for injuries or property damage caused by the vehicle.

It pays for the cost of towing your vehicle if it breaks down or is in an accident, ensuring you're not responsible for out-of-pocket towing expenses.

Covers the cost of renting a replacement vehicle if one of the NEMT vehicles is out of service due to an accident, breakdown, or other covered event.

If your employees use their personal vehicles or you rent vehicles for transportation, this insurance covers liability for accidents that occur while using these vehicles for business purposes.

Covers physical damage to the business’s property, including offices, garages, equipment, and other physical assets, ensuring that the company can repair or replace damaged property without significant financial strain.

Helps cover lost income and expenses if your operations are interrupted due to a covered event, such as a vehicle breakdown or natural disaster.

If your service involves transporting medical equipment, supplies, or medications, cargo insurance can protect against loss, damage, or theft of these goods.

This is becoming increasingly important in healthcare-related services. It covers expenses related to data breaches, cyberattacks, or other forms of data loss that may occur while handling patient information.

Crime insurance protects NEMT businesses from financial losses due to theft, fraud, forgery, and other criminal activities, both internal and external.

Protect against losses caused by fraudulent acts committed by employees.

Some states or municipalities may require NEMT services to obtain surety bonds as a form of financial guarantee that they will fulfill their obligations.

If your NEMT service is structured with a board of directors or officers, this insurance protects them from legal actions stemming from their decisions or actions taken on behalf of the organization.

Protects against claims related to employment practices, such as wrongful termination, discrimination, or harassment.

If your operations involve handling medical waste or other hazardous materials, this insurance covers liabilities arising from pollution or environmental damage.

If your NEMT service heavily relies on one or a few key individuals (such as founders or senior executives), this insurance provides financial protection in case of their death or disability.