Transglobal Insurance Agency: Your Trusted Expert in Hotel Insurance

This covers damage to the hotel building and its contents (furniture, fixtures, equipment) due to events like fire, vandalism, or natural disasters.

Helps cover lost income and operating expenses if the hotel is temporarily unable to operate due to covered reasons (like fire or natural disaster).

Helps protects hotels from additional costs during repairs or replacements that lead to upgrades beyond the property's original condition, ensuring these improvements are covered.

Covers the cost to repair or replace equipment such as HVAC systems, boilers, and refrigeration units if they break down.

It provides coverage specifically for valuable artworks, antiques, and collectible items displayed or stored on the premises. This insurance protects against damage, theft, or loss of these high-value items, ensuring that the hotel's valuable assets are adequately covered and protected.

Protects against claims for bodily injury or property damage caused to guests, visitors, or others due to accidents on hotel premises.

If the hotel serves alcohol, this insurance protects against claims related to alcohol-related incidents involving guests.

If the hotel owns vehicles for guest transport or other purposes, this insurance covers accidents and damage involving those vehicles.

Protects against damage or loss to guests' vehicles while they are parked or stored on the hotel premises. It covers the hotel's liability for damages caused by fire, theft, vandalism, or accidents that occur while vehicles are in the hotel's care, custody, or control. This insurance helps hotels manage risks associated with offering parking services to guests.

Provides additional liability coverage above the limits of other liability policies.

Protects hotels against financial losses and liabilities resulting from cyberattacks and data breaches. It covers costs related to data recovery, legal expenses, notification of affected parties, and financial losses from business interruptions. This insurance helps hotels manage risks associated with digital security threats in an increasingly interconnected world.

Protects against financial losses resulting from various criminal activities such as theft, burglary, robbery, employee dishonesty, forgery, and fraud. It covers losses of money, securities, and other property belonging to the hotel. This insurance helps hotels mitigate risks associated with criminal acts that could impact their financial stability and operations.

Provides coverage if a scheduled event (like a wedding or conference) at the hotel must be canceled or postponed due to unforeseen circumstances.

Provides coverage for loss or damage to guests' personal belongings while staying at the hotel.

Mandatory in most places, it covers medical expenses and lost wages for employees who are injured or become ill while working.

Covers claims made by employees alleging wrongful termination, discrimination, or harassment.

Protects the hotel's directors and officers from lawsuits alleging mismanagement or wrongful acts in their roles.

Provides coverage in the event of the death or disability of a key employee whose absence could adversely affect the hotel's operations.

Protects against financial losses caused by fraudulent acts committed by employees, such as theft of money, property, or sensitive information. It helps hotels mitigate risks associated with employee theft and dishonesty, ensuring financial protection against such incidents.

Covers losses from acts of terrorism, which may not be included in standard property insurance policies.

Particularly important if the hotel is in a flood-prone area, as standard property insurance does not cover flood damage.

Provides coverage for hotels against damage caused by hurricanes, including wind, rain, and storm surge. It helps hotels recover from losses related to structural damage, property destruction, and business interruptions caused by these severe weather events.

provides coverage against damage to buildings, furnishings, and equipment caused by earthquakes. It helps hotels recover from losses related to structural damage, property destruction, and business interruptions resulting from seismic activity.