Welcome to Transglobal Insurance Agency: The Premier Experts in Adult Daycare Center, Nursing Home, Retirement Home & Rehabilitation Center Insurance

Covers the personal property owned by the business, including office furniture, computers, supplies, and other items used in the day-to-day operations from damage due to events like fire, theft, or natural disasters.

Covers the costs to repair or replace any upgrades or alterations a tenant makes to a leased property, such as new lighting, flooring, or partitions, if they are damaged by covered events like fire or vandalism. This insurance protects the tenant’s investment in customizing the space, ensuring business continuity with minimal disruption.

Covers financial losses if the nursing home is forced to close temporarily due to a covered event.

(or Equipment Breakdown Insurance) covers the costs to repair or replace essential equipment like HVAC systems, boilers, and electrical units that fail due to mechanical or electrical issues. It also covers related property damage, business interruption, and extra expenses incurred to keep operations running.

Covers the costs associated with evacuating the Adult Daycare Center in the event of an emergency, such as a natural disaster, fire, or other dangerous situations.

Covers the facility against claims of bodily injury or property damage from third parties, including visitors and participants.

Provides additional liability coverage beyond the limits of the center's existing liability policies. This can cover costs that exceed the standard policy limits, offering extra protection in the event of large claims.

Covers liabilities and financial losses for events. It includes protection for injuries, property damage, event cancellation, and alcohol-related incidents, ensuring your event is protected from unexpected costs.

Protects against losses related to data breaches or cyberattacks.

Protects the center from losses related to theft, fraud, or dishonesty by employees or third parties.

Protect against losses caused by fraudulent acts committed by employees.

Covers the board members and management against claims of wrongful acts, errors, or omissions in their management duties.

Covers claims related to improper care, negligence, or failure to meet the standard of care.

Provides coverage in case of claims related to abuse or molestation incidents, which is crucial in settings involving vulnerable populations.

Protects against claims related to employment practices, such as wrongful termination, discrimination, or harassment.

Covers employees' medical expenses and lost wages if they are injured while working.

Covers volunteers working at the facility, protecting them and the facility from liability claims related to their volunteer activities.

Covers business vehicles for liability, collision, comprehensive damage, medical expenses, and accidents involving uninsured drivers.

Provides liability coverage when employees use their own vehicles or rented vehicles for business purposes.

Optional coverage that protects residents' personal belongings.

Provides coverage for damage caused by flooding, which is typically not covered under standard property insurance policies.

Covers damage from hurricanes, including wind, flood, property damage, and business interruption.

Covers damage from flooding, including property, contents, and sometimes business interruption.

Covers damage to buildings, equipment, and inventory from earthquakes, along with business interruption losses.