Welcome to Transglobal Insurance Agency: Children Daycare, Preschool, After School Program & Enrichment Program

Covers the physical assets of your facility, such as computers, educational materials, and other movable property, against damage from fire, theft, vandalism, or other perils.

This coverage protects the investments you make in renovating or upgrading a leased space, such as custom-built classrooms, playgrounds, or specialized facilities. If these improvements are damaged or destroyed due to a covered event, Betterment & Improvement Insurance ensures that the costs to repair or replace them are covered, safeguarding your enhancements and maintaining the value of your leased property.

Helps cover lost income and operating expenses if your facility is forced to close temporarily due to a covered event like a fire or natural disaster.

Covers the repair or replacement of critical equipment, such as HVAC systems, kitchen appliances, or security systems, if they break down unexpectedly due to mechanical or electrical failure.

This coverage helps manage the costs and logistics of safely evacuating children, staff, and essential items from your facility in the event of a natural disaster, fire, or other emergencies. It ensures that evacuation expenses, including transportation and temporary shelter, are covered, allowing you to respond quickly and effectively to unforeseen situations.

Protects against claims of bodily injury, property damage, and personal injury that occur on your premises or as a result of your operations.

Provides additional liability coverage beyond the limits of your standard policies, offering extra protection in case of large or unexpected claims.

Covers specific events such as fundraisers, field trips, or community outreach programs that may not be included in your standard policy, ensuring these events are protected against unforeseen incidents.

This coverage protects against claims arising from foodborne illnesses, allergic reactions, or contamination related to meals and snacks provided at your facility. It ensures your program is protected from legal and medical expenses if an incident occurs, helping you maintain a safe and healthy environment for the children in your care.

Provides supplemental coverage for injuries sustained by children while participating in your program, whether your organization is found liable.

Protects against data breaches and cyberattacks, particularly important if you store sensitive information about the children and families in your care.

Provides protection against financial losses resulting from employee dishonesty, theft, fraud, or forgery, safeguarding your organization’s finances and assets.

This coverage protects your organization from financial losses due to fraudulent acts committed by employees, such as theft, embezzlement, or forgery. It ensures that your business is safeguarded against internal risks, providing peace of mind and financial security.

Protects the personal assets of your directors and officers in the event they are sued for decisions made on behalf of the organization, including financial management, policy enforcement, and operational oversight.

Covers claims arising from negligence, errors, or omissions in the professional services provided by your staff, such as supervision or educational guidance.

Provides coverage against claims of abuse or molestation, which is crucial in childcare settings where such risks, though rare, can be significant.

Covers claims related to employment issues such as wrongful termination, discrimination, harassment, and retaliation made by employees, including educators and administrative staff.

Mandatory in most states, this insurance covers medical expenses, lost wages, and rehabilitation costs for employees who are injured or become ill while on the job.

Covers claims involving volunteers who assist in your programs, protecting them and your organization from potential lawsuits related to their volunteer activities.

If your program uses vehicles to transport children, this insurance provides coverage for accidents, injuries, and property damage involving your vehicles.

Provides liability coverage for vehicles that your organization does not own but uses for business purposes, such as rented vans for field trips or employees’ personal vehicles used for work-related tasks.

Provides coverage for damage caused by flooding, which is typically excluded from standard property insurance policies, especially important for facilities in flood-prone areas.

Covers damage from hurricanes, including wind and flooding, to protect your facility and assets.

Covers damage from earthquakes to protect your facility and assets.