General Liability

Commercial General Liability Insurance

When a customer walks into a business establishment, you want to make sure that you have business liability insurance coverage to protect you and your business in case that customer gets injured. General liability insurance can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations. General liability insurance quotes usually include:

• Bodily injury and property damage liability
• Personal and advertising injury
• Medical payments
• Products completed operations
• Damage to premises rented to you

Who needs general liability?

Any daily business operations that involves your employees interacting with clients, vendors, contractors etc. can run the risk of that person getting injured while they are on your business premises. The other party can file a lawsuit against you.

General liability insurance protects against physical injuries to people or damages to property due to your daily business operation. General liability offers great protection for your business to cover those accidents or damages that occur in your business property or as a result of using goods sold by your business operation or service perform by your company, such as retailers, wholesalers, distributors, manufacturers, contractors and more.

General liability insurance covers legal defense costs, along with settlements and judgments. If you rent an office or warehouse and cause damage to a property that you rent, it will also cover this type of claim. General liability insurance is a common necessity for most businesses. TransGlobal P&C Insurance Agency can help you to determine a policy that works for your unique business situation with one phone call away!

What’s covered in general liability insurance?

• Bodily injuries or property damage caused by your business, such as slips or falls.
• Reputational harm as a result of malicious prosecution, slander, libel, false arrest, business disparagement, wrongful eviction, enter or invasion of privacy, and more.
• Advertising injuries like copyright infringement resulting from your business’s advertisements.
• Medical expenses while visiting your business, a customer trips on loose flooring and is injured.
• Damage to rented property caused by a fire, lightning strike or explosion.

Call us today

TransGlobal P&C Insurance Agency is here to give you the answers, so you can have peace of mind while running for your business. Call us today and we will review your current coverage to make sure it is suitable for your current businesses.